A small company with one clear job.
We build products that help people understand their biggest financial decisions, and tools that help professionals take better care of the people making them.
Clearer decisions. Stronger relationships.
People deserve to understand the decisions that shape their financial lives. They also deserve professionals who remember what matters to them, explain the options clearly and follow through long after the paperwork is signed.
Beacon teaches personal finance in short, interactive lessons, with none of the guilt other learning apps rely on. Lighthouse reads your mortgage documents, explains them in plain language and keeps your whole home picture in one place.
Meridian brings the same care to real estate agents and loan officers. It helps them remember client conversations, keep promises and find a useful reason to reconnect. Better follow-up gives people a professional they can turn to as their plans change.
We never sell your data or use it to generate leads. Ever. That promise applies to Lighthouse, Beacon and Meridian. Meridian helps professionals serve the relationships they bring to it; your use of our consumer apps is never a source of sales leads.
Who we build for, and the ideas we hold ourselves to, are set out on our philosophies page.
What we are, and what we’re not.
✓ What we are
- An independent company, built and run by its founder
- Builders of consumer education and tools for thoughtful client service
- Funded by product subscriptions, not financial transactions
- Careful with your data, so we never need a Social Security number or bank login
- Clear about what each product does and what it costs
✕ What we’re not
- Not a lender, mortgage broker, servicer or bank
- Not a licensed financial advisor, tax pro or attorney
- Not owned by, or affiliated with, any lender or servicer
- Not paid a cent in commissions or referral fees
- Not a data seller or lead-generation business. Ever.
- Not a source of official loan quotes, rate locks or legal advice
The details, all in one place.
- Legal name
- Lighthouse Companies, LLC
- Home state
- Arizona, United States
- Founder
- Branden Ramirez, who also builds every product
- Products
- Lighthouse (lighthouseapp.pro) · Beacon (beaconapp.pro) · Meridian (meridianapp.pro)
- Languages
- English and Español (Lighthouse and Beacon)
- Reach us
- A dedicated inbox for each product, plus company support, on the contact page
- Policies
- Each product publishes its own terms and privacy policy, linked in the footer below