Lighthouse is free to use for understanding your mortgage documents. Lighthouse Pro removes the limits while keeping the same clear, independent guidance.
No commission. No lead selling. No sales pitch.
Free
$0
No account or card required
8 Lighthouse Logic questions total
3 core mortgage rates (30-yr, 15-yr, 5/1 ARM)
Full document red-flag detection — no limit
1 Home Profile
All calculators and the Learning Center — no limit
No — well, sort of. We offer two options: a monthly subscription at $9.99/month that renews automatically until you cancel, or an annual one-time purchase at $49 that gives you 365 days of access with no auto-renewal. Your card is never charged automatically on the annual plan. For the monthly plan, you can cancel anytime from Settings > Lighthouse Pro, and access continues through the end of the period you've already paid for.
Do I need an account?
No. Lighthouse doesn't require an account or password for the free tier. Pro access is tied to the email address you use at checkout, which you can re-enter to restore access on a different device. This applies to both monthly and annual plans.
What happens to my free daily limit if I don't upgrade?
Nothing — the free tier keeps working every day, with the daily limits listed above. There's no trial period that expires, and upgrading to Pro (monthly or annual) is always optional.
Who processes the payment?
Stripe, Inc. handles the transaction for both monthly subscriptions and annual purchases. Lighthouse never receives or stores your full card number.